Are we at the Bottom of the Market?

March 26, 2009

There are a lot of skeptics out there thinking we have hit the bottom of the market.  I as a realtor have a lot of clients who are waiting for the bottom of the market before they buy a home.  However you never know you hit the bottom until prices start coming up.  I have a good friend who is in the business in the bay area and she sent me a clip the other day about San Franciscos market. 

Here is the video of our Wednesday story about the rebound in S.F. real estate.  Click on this link to view it.

In this report they talk about how the San Francisco market is seeing its own mini-boom.  The traditional markets the most desirable areas go up first and than all other markets slowly follow suit.  If you have been debating get into the California real estate market, you really should put more time and effort into the matter.  Most people are predicting we have hit the bottom.

Happy house hunting……




USPS is Raising Their Rates Again!!!

May 1, 2008

Also May 12th USPS will be Changing



their Prices as Follows:

A First-Class Mail stamp will be 42¢. Customers can continue to use the Forever Stamps that they purchased prior to May 12 at 41¢, even after the price change. We will have 5 billion Forever Stamps in stock to meet increased demand before the price change. Forever Stamps are widely available through Post Offices, Contract Postal Units, consignment locations, Automated Postage Centers, vending, and at The Postal Store®. We also will have a 62¢ stamp available shortly after May 12 for 1-ounce non machinable First-Class Mail letters


Pricing highlights:


No change in the First-Class Mail single-piece additional-ounce price.


Lower additional-ounce price for presorted First-Class Mail letters.


Lower pound price for Standard Mail saturation and high-density flats.


Shape-based pricing for First-Class Mail International letters, flats, and parcels.


First-Class Mail International price groups expand from five to nine groups.

Select prices:




First-Class Mail letter (1 oz.)








First-Class Mail letter (2 oz.)
















First-Class Mail large envelope (2 oz.)








Certified Mail








First-Class Mail International to Canada and Mexico (1 oz.)








First-Class Mail International to all other countries (1 oz.)







Stimulus Payment Schedule for Tax Returns

April 15, 2008




Economic stimulus payments will be issued according to the last two-digits of the main filer’s Social Security number.   People who use direct deposit will be among the first to receive the payments starting May 2.  Paper checks will be put in the mail starting May 16.


Last two SSN digits:

Payment will be transmitted:

00 through 20

May 2

21 through 75

May 9

76 through 99

May 16



Last two SSN digits:

Payments will be mailed by:

00 through 09

May 16

10 through 18

May 23

19 through 25

May 30

26 through 38

June 6

39 through 51

June 13

52 through 63

June 20

64 through 75

June 27

76 through 87

July 4

88 through 99

July 11
















People who file a return after April 15 will receive their economic stimulus payment, but probably about two weeks later than the schedule shows. A return must be filed by October 15 in order to receive a stimulus payment this year.

A small percentage of tax returns will require additional time to process and to compute a stimulus payment amount. For these returns, stimulus payments may not be issued in accordance with the schedule above, even if the tax return was processed by April 15.


Senate’s OK of housing bill

April 11, 2008

In todays paper in San Diego…The Senate has passed the bill to help the lending industry.

$7,000 tax credit for buyers of foreclosed homes
$150 million in Counseling borrowers
$4billion for local governments to buy foreclosed properties

A lot of the senators (democratic) feel this is not enough to help the homeowners who are close to losing their homes. 

The White house is currently trying to help about 1.5 billion homeowners at risk of foreclosure by having the FHA insure up to 300 billion in refinancial mortgages.

The Senate Bill although unlikely to be enacted in its current form, would cost about $15 billion over 10 years.

Should the government get involved?  How do we know who got themselves over there head knowingly and who did not?  This is a tough question for all to try and anwer.

The problem is lending in the real estate market.

Hello world!

April 11, 2008

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